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- Download the FREE fact sheet by right clicking on this link and choosing 'save as'. Alternatively, left click to open in a separate window and print. You will need adobe installed to view the file.
- Read the paragraphs below to find out how you can budget for KiwiSaver now and save yourself money on employer contributions by adding a simple clause to your employment agreements.
Are you worried KiwiSaver will throw your wage bill out of control? How to keep control of your wage bill and save $thousands in KiwiSaver contributions
When the concept of KiwiSaver was first introduced we complained about extra administration. Now the situation is even worse: from April 2008 all employees are required to contribute to the KiwiSaver scheme of any employee who elects to take part.
Although the government has graduated those contributions over 4 years to "allow employers to budget", that's little consolation for most small and medium sized business owners for whom control of their wage bill is critical to business survival.
Why your business may not survive
If you don't budget for KiwiSaver now you could find your wage bill increasing by up to 4% over the next 4 years. Cuts will have to be made from other areas and your ability to incentivise your employees will be severely hampered.Simply reducing everyone's salary won't work either - that's illegal unless you get your employee's consent. And, which employee is going to agree to a 1% year on year pay cut over the next 4 years? Similarly, for new employees you are ill advised to offer them lower salaries because you don't know when you hire then whether they will want to be part of KiwiSaver or not. By offerring lower salaries you put yourself at a disadvantage in the labour market.
The solution: The KiwiSaver Contract Clause
The answer to this problem is the KiwiSaver contract clause. This is a Special Report which explains with examples how you can save $thousands in KiwiSaver contributions by inserting a simple clause into your employment agreements. It even explains how you can incorporate the clause into the agreements of existing employees. To find out how it works read this article: How to budget for KiwiSaver(and save $thousands in KiwiSaver contributions).Drafted by an employment law specialist
As you would expect, I have drafted the clause myself so it comes with my personal endorsement. If you asked a regular lawyer to draft the clause it would cost you several hundred dollars. You can purchase the clause and the report for just $75 from this website. Plus if you don't already have an employment agreement or your agreement needs updating, you can also buy the Employment Agreement Tooolkit for half the normal price - the Toolkit contains the new clause.But you need to be quick...
It's a limited offer
This is a limited offer which expires on 1 July (when KiwiSaver starts). After that date you won't be able to buy the clause as a stand alone item. The only way you can get it is by investing in the Toolkit at the regular price of $750 + GST.Plus a bonus
If you decide to buy either the stand alone Report or the Toolkit, you'll also get another report: How to Choose the Right Employment Agreement for your Staff absolutely free but worth $75.How it works
KiwiSaver Contract Clause Report |
Report + Employment Agreement Toolkit |
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| KiwiSaver Contract Clause (worth $300) |  |
KiwiSaver Contract Clause (worth $300) | |
| Advice on implementing clause into existing agreements and draft memorandum to staff (worth $400) | |
Advice on implementing clause into existing agreements and draft memorandum to staff (worth $400) | |
| Report: How to choose the right employment agreement for your staff (worth $75) | |
Report: How to choose the right employment agreement for your staff (worth $75) | |
| Employment Agreement Toolkit (worth $843.75) | |
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| Total Value = |
Total Value = |
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Price = $75 |
Price = $421.88 ($325 + GST) |
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| Important: when you hit the buy now button you will be taken to an online form. By completing this form you automatically become a subscriber to this website and will receive the jargon-free Approachable Lawyer monthly bulletin containing articles and practical advice. You will also be kept up to date with KiwiSaver changes. You can unsubscribe at any time by using the unsubscribe link at the bottom of all emails you receive. Once you have completed the online form you will be directed to a secure page where you can enter your credit card details. |
Regards,
Michael Smyth LLb. (Hons.), Dip, Cert
The Approachable Lawyer
Ps. I have priced this Report at $75 so people can share the information at a low cost. If you know anyone who would be interested in this product please send them the link to this page (not the product itself as that would be breach of copyright and I'm a lawyer!!). I rely on people spreading the word to keep costs low. Thanks again.
